If you’re using Fluz to earn cashback on groceries, it pays to know which merchants are eligible—and how to make the most of their gift card rewards. While Fluz covers a wide range of retailers, not all work the same way, especially in the grocery category.
Here’s what every shopper should know about using Fluz at grocery stores, plus a few stacking tips that can stretch your savings even further.
Top Grocery Merchants That Work with Fluz
Some of the largest grocery chains in the U.S. are Fluz partners, offering digital gift cards with instant cashback:
- Buy a Kroger gift card online and use it in-store or on Kroger Pickup/Delivery
- Get cashback with Safeway gift cards
- Shop Albertsons gift cards for grocery savings
- Earn rewards at Food 4 Less or Fry’s Food and Drug
These gift cards are accepted just like any other payment method—scan the barcode at checkout or add them to your online wallet if your store allows it.
How to Use Gift Cards at Checkout
Digital gift cards purchased through Fluz typically include a barcode, number, and PIN. You can use them:
- In-store: Show the barcode on your phone to the cashier or enter the card number at self-checkout
- Online: Add the gift card to your store account or enter it during payment when placing an order for pickup or delivery
Cashback Rates Can Vary
The cashback percentage you earn with Fluz depends on the store and whether any bonus promotions are active. Rates typically range from 2% to 5%, but occasionally spike higher during special events or limited-time offers.
Tip: Check the app before every trip to see if a higher rate is available that day.
Can You Stack Fluz with Other Programs?
Absolutely. This is where the real savings start to multiply. You can:
- Combine Fluz gift cards with loyalty programs like Kroger Plus or Safeway Club
- Use Ibotta for item-specific rebates on top of your Fluz cashback
- Earn credit card points if you purchase Fluz gift cards using a rewards-based card
- Layer with store coupons or digital promotions from the retailer’s app
Merchant-Specific Notes
- Kroger: Gift cards can be saved to your account and used for online pickup, delivery, or in-store purchases
- Safeway / Albertsons: Gift cards often integrate into your account for seamless checkout
- Walmart/Target: Not currently Fluz-eligible for groceries—but useful for other categories
Fluz is most effective when you know where and how to use it. By focusing on eligible grocery stores like Kroger and Safeway, and by stacking rewards with loyalty and rebate apps, you can turn every grocery run into a high-value transaction. Don’t just shop—shop with strategy, and let Fluz do the heavy lifting.
