Clipping paper coupons is a thing of the past—and most shoppers are glad to see it go. Today’s savings live in your phone, and with the right setup, you can apply digital coupons automatically every time you shop. Whether you prefer in-store shopping or online orders, using digital coupons without the manual work is easier than ever.

Here’s how to set up hands-off savings using store apps and cashback platforms like Rakuten, Ibotta, and others.

Step 1: Download Your Grocery Store’s App

Most major grocery chains have their own mobile apps that offer digital coupons. These aren’t third-party deals—they’re real discounts pulled straight from the store’s weekly circular.

Popular options include:

• Kroger (and affiliates like Fry’s, Smith’s, and King Soopers)

• Albertsons/Safeway

• Meijer, H-E-B, Giant, and Publix

• National chains like Target and Walmart

How to skip clipping:

• Create an account with your loyalty card or phone number

• Use the “clip all” feature or enable auto-clip on your most-used categories

• At checkout, enter your phone number or scan your loyalty barcode—discounts apply instantly

Step 2: Enable Digital Coupon Sync on Cashback Platforms

Apps like Ibotta now allow you to link store accounts directly, so offers are automatically triggered when your purchases match their eligible items.

To do this:

• Link your grocery store account in Ibotta (e.g., Kroger or Walmart)

• Activate offers once, then let Ibotta track future purchases

• No need to upload receipts or scan barcodes manually

Step 3: Add Cashback Extensions for Online Orders

For curbside pickup or delivery, Rakuten makes savings even simpler. Once you’ve installed the browser extension or opened the app, Rakuten applies cashback automatically at checkout when you shop through:

• Kroger Pickup

• Walmart Grocery

• Instacart

• Safeway Delivery (in some regions)

No coupons to clip. Just click through and shop as usual.

Step 4: Combine With Gift Card Cashback for Extra Value

If you’re already planning to spend $50–$100 on groceries, use a digital gift card from Fluz to pay at checkout. You’ll get instant cashback even if you’re also redeeming store coupons or using digital deals.

You don’t have to be a deal hunter to save money at the grocery store. By setting up your apps, linking your loyalty accounts, and activating passive cashback tools, you can unlock major savings without ever clipping a coupon. This is modern grocery shopping—smarter, faster, and fully automated.